Full complement of standard loan application forms
CreditTECH Automated Underwriting and Loan Pricing Engine
Connected with every credit reporting vendor in the country
Integrated email automatically notifies updates to loans
Advanced task system tracks the assignment and status of important loan activities
Lock request submissions via CreditTECH Automated Underwriting and Loan Pricing Engine
Buy side and sell side rate locking
Rate lock confirmation email notification
Rate lock tracking and audit history
Risk management reporting
Purchase advice reconciliation
Interim servicing
Upload or fax documents directly onto loan files
Edit any imaged document: rearrange pages, insert, delete, split documents
Highlight documents, record annotations directly on documents
All documents automatically indexed to custom document types
E-signatures
Automatic tracking of document edits and changes
Accurately determine loan eligibility based on investor overlays and guidelines
Complete utilisation of borrower credit report data
Comprehensive library of pre-built investor products
Investor guideline updates and management provided by CreditTECH
Customisable overlays for lender-specific eligibility criteria
Complete design, build and maintenance of custom loan products
Natively developed solution - built by CreditTECH for CreditTECH
Completely integrated into lending workflow
Pricing derived from lender-specific investor rate sheets
Automated rate sheet process downloads new pricing every five minutes
All loan level pricing adjustments included
Customisable overlays for lender-specific price adjustments
Create separate price groups to manage different sales channels and pricing tiers
Originator compensation automatically calculated into pricing
Automatic rate sheet expiration prevents locks on stale pricing
Manually disable pricing for complete control
100% web browser-based solution. No software installation required
Anywhere, anytime access via web browser and Internet connection
All data is hosted by CreditTECH in a secure, certified environment
System updates and enhancements provided instantaneously
CreditTECH is a powerful and flexible company that simply gets the job done, efficiently and error-free. CreditTECH is fully web-based and hosted, cutting your technology costs by as much as 70 percent. It’s designed to manage loans from origination to funding, for micro lenders in the payday loan industry.
CreditTECH has interfaces with multiple services and providers that are designed to be fully embedded, so as to minimize wasted effort.
We’ve built a reputation as a technology company that works very closely with their clients on a consistent basis. Starting with deployment, our staff works with yours to make sure everyone is getting the most out of the system in as shortest time possible.
We help you succeed by providing a high level of technical support and service offerings that go beyond just answering questions. We learn about your business and deploy teams to gather insight on your utilisation of the platform. Because the whole system is hosted by us, we can provide you with the business intelligence you need to cut costs and maximise profits.
Whether you’re a bank orlender, we have the experience to understand your lending process and help you win the lending game! Contact us to learn more.